Wednesday, October 09, 2013

Credit Report

As you probably know keeping up with your credit report is important for a few of reasons.
  • You should check your credit report at least once a year to make sure there are no errors that could keep you from getting credit or best available terms on a loan. 
  • You should also check your report to be sure the information in the report is accurate and up-to-date.
  • It is also important to review your credit information regularly to guard against identity theft.  
Credit reports contain information about how you pay your bills and repay loans, how much credit you have available, the amount of your current debt, and other types of information to help a lender determine your credit risk. Lenders use this information to help them decide whether to give you credit or a loan, and to determine what interest rate they will charge you.
Better news still access to said credit report is free!
To obtain a free copy of your credit report:

         Annual Credit Report Request Service
         PO Box 105281
         Atlanta GA 30348-5281

Get your free credit report today!

No comments: